Know the money side of divorce.
Estimate divorce cost, housing choices,and the budget for your next chapter.
Settings
App info and controls
Manage this browser's saved entries, review how the divorce calculators work, and find the main policy pages.
Privacy
DivorceFinancialCompass.com does not require an account, login, name, email address, or saved personal profile. Calculator entries and display preferences can be stored in this browser so the site feels easier to use on this device.
Clearing saved data affects only this browser. It does not delete anything from a server and it does not affect any other device.
Complete Printable Report
Calculator results are built to be printable and easy to review. A report can include the plain-English verdict, scores, risk flags, assumptions, scenario comparisons, and questions to ask professionals.
Reports are free and do not include ads. They are for personal planning conversations, not legal filings, court submissions, or professional advice.
Disclaimer
This site does not provide legal, financial, tax, mediation, court, custody, child support, spousal support, property-division, mortgage, settlement, or professional advice. Results are estimates based on the numbers and assumptions entered.
Court orders, legal rights, support amounts, property division, tax treatment, and mortgage qualification may differ from any planning scenario shown here.
Read full disclaimerCommon Questions
Is this legal advice?
No. DivorceFinancialCompass.com is an educational planning tool. It does not provide legal, financial, tax, mediation, court, custody, support, property-division, or professional advice.
Do I need an account?
No. The site does not require an account, username, password, email address, or profile. Calculator entries are saved only in this browser on this device.
Where do support numbers come from?
Support numbers can come from an official state calculator, attorney estimate, mediator estimate, court document, or personal planning assumption. This site treats support amounts as numbers you enter; it does not calculate official support.
Why do results show assumptions?
Divorce financial planning depends heavily on estimates: home value, support assumptions, legal costs, interest rates, expenses, buyout percentages, and timing. Showing assumptions makes the result easier to question and update.
DivorceFinancialCompass.com
Can you financially survive divorce?
Use plain-English calculators to understand divorce costs, housing choices, and your post-divorce budget. No account. No legal advice. Just numbers you can understand.
What this site does
What You'll Receive
More than a divorce calculator.
Each engine is designed to explain what the result may mean, what assumptions matter most, and what to verify before making major commitments.
Can I Afford This Divorce?
Review income, legal costs, debt, cash, housing transition costs, runway, and settlement dependence.
Should I Keep the House After Divorce?
Test home equity, buyout, refinance payment, full ownership cost, cash reserves, and sell-vs-keep tradeoffs.
What Will My New Life Cost After Divorce?
Build a post-divorce budget for housing, children, transportation, insurance, debt, setup costs, and income needed.
Life Insurance After Divorce Calculator
Estimate coverage math, state-law status, federal group-policy flags, and published-average premium range.
Active engine
Should I Keep the House After Divorce?
Can I realistically keep the house after divorce?
Quick Keep-or-Sell Check
Fast estimate
A fast look at equity, buyout pressure, monthly payment, and cash reserves.
A short check using only the most important numbers. Best when you need a first read quickly.
Home value and buyout
Refinance and ownership cost
Privacy: Your information stays on your device. Calculations run in your browser and no account is required.
Legal safety: This is not legal advice and does not calculate child support, spousal support, property rights, or court outcomes.
Should I Keep the House?
Articles for the house decision
Read the three articles tied to this engine: keeping the house, house risk, and settlement questions to review before signing.
Should I Keep the House?
Should I Keep the House After Divorce?
A financial framework for reviewing home equity, buyout assumptions, refinance pressure, full ownership costs, cash reserves, and sell-vs-keep tradeoffs.
Should I Keep the House?
Why Keeping the House Can Be Risky
Why a home that feels emotionally important may still create financial stress through buyout, refinance, maintenance, taxes, and reserve pressure.
Should I Keep the House?
Questions to Ask Before Signing a Divorce Settlement
Financial questions to review before signing a divorce settlement, including assets, debts, taxes, retirement accounts, cash flow, and insurance.
Post-Divorce Budget
How Should I Think About Alimony Assumptions?
How to treat spousal support as a planning assumption, not a guarantee, when building a divorce budget or settlement scenario.
Post-Divorce Budget
How Should I Think About Child Support Assumptions?
How to use child support estimates carefully when planning housing, monthly expenses, cash runway, and post-divorce budget scenarios.
Shared Journeys
Real stories are being collected.
Shared Journeys will feature approved stories from real visitors. Until then, the library stays open for new submissions instead of showing sample story cards.
Share a divorce financial journeyRelated AnswerWorth tools
Also see: Can I Afford This House? at Home Decision IQ.
Calculator FAQ
About This Calculator
What does this calculator show?
It estimates home equity, buyout pressure, refinance payment, full ownership cost, cash reserves, and sell-versus-keep financial pressure.
What assumptions does it use?
It uses entered home value, mortgage balance, selling costs, buyout percentages, refinance terms, ownership costs, income, debt, and replacement housing costs.
What does it not decide?
It does not determine property rights, legal buyout terms, court orders, mortgage approval, or family priorities outside the entered numbers.
Why is emotional context separate from the math?
The tool can acknowledge entered stability priorities, but the financial result remains based on the numbers entered.
Review and assumptions
How This Calculator Is Framed
Page status
Updated July 7, 2026. Reviewed July 8, 2026.
Freshness context
Rates, taxes, insurance premiums, lender requirements, home values, repair costs, and legal property assumptions can change after the review date.
Key assumptions
Methods and references
Educational use only. This page shows planning estimates from entered numbers and visible assumptions. It does not provide legal, financial, tax, mortgage, court, custody, support, property-division, mediation, or professional advice.